START YOUR MORTGAGE CAREER IN FLORIDA
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22-Hr. FL MLO Pre-Licensing Course Only Package
This package includes all 20 hours of Pre-Licensing education required to become a mortgage loan originator (MLO). This package includes: 20 Hou...
- 20 hour PE course
- 2 state specific hours
- Online instructor-led
- Fulfills all Pre-Licensure requirements
22-Hr. FL MLO Pre-Licensing Premium Package
This package includes all 20 hours of Pre-Licensing education required to become a mortgage loan originator (MLO), as well as Exam Prep Edge to help y...
- 20 hour PE course
- 2 state specific hours
- 8 hour CE course for future renewal*
- All features from Standard *Additional state specific CE courses may be required
22-Hr. FL MLO Pre-Licensing Standard Package
This package includes all 20 hours of Pre-Licensing education required to become a mortgage loan originator (MLO), as well as Exam Prep Edge to help y...
- 20 hour PE course
- 2 state specific hours
- All features from Course Only
- Includes Exam Prep
1 Hour FL SAFE: 2026 Florida Law Review Video Course
A mortgage loan originator (MLO) licensed Florida is required to complete eight total hours of continuing education annually. This includes: Three...
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Florida- specific education
Individual Courses
Not ready for a package? Purchase each course separately at your own pace.
Florida Mortgage Loan Originator Pre-Licensing Course: 2-Hour FL SAFE: State Pre-Licensing Course
An individual seeking a mortgage loan originator (MLO) license in Arizona is required to complete 20 hours of NMLS-approved education. Of this requirement, four hours of AZ-specific law must be comple...
Your Path to Becoming a Licensed Loan Originator
Follow these 4 simple steps to start your mortgage career in Florida
Complete Required Education
Finish Pre-Licensing Course
Finish all state-mandated pre-licensing coursework.
Submit Application
Apply to State Agency
Apply for your license through the state regulatory agency.
Pass State Exam
Complete Licensing Exam
Schedule and pass the state licensing examination.
Get Licensed
Start Your Career
Receive your official state license and start your career!
Frequently Asked Questions
Find answers to common questions about our mortgage courses
How many hours of pre-licensing education do I need to become a Mortgage Loan Originator in Florida?
Florida requires the NMLS-approved the 20-hour National SAFE Comprehensive course plus 2 hours of Florida-specific content, for a total of 22 hours, before you can sit for the SAFE MLO test and apply for your license through the NMLS.
Is this course approved for Florida's NMLS licensing requirement?
Yes. Our 22-hour SAFE course is NMLS-approved and satisfies Florida's pre-licensing education requirement for Mortgage Loan Originators.
How is the course delivered?
The course is available online, so you can complete your pre-licensing hours on your own schedule from any device.
What happens after I finish the course?
Once you complete your 22 hours, you'll need to pass the NMLS SAFE MLO test and submit your license application (with any required background check and credit report) through the NMLS system to become a licensed Mortgage Loan Originator in Florida.
Do I need to renew my license once I'm licensed?
Yes — Florida MLOs must complete NMLS-approved continuing education annually to renew their license.